51. Trading your car.
Having a new used vehicle is not such a bad idea, especially if you want to save some cash. You should also consider this, if the car that you currently have piles up your expenses by consuming more gas, and offering little space for your family. There are lots of car supermarkets these days, which can offer you a quality used vehicle that has a price that is just a 'fraction of the brand new
one. Check them out, so that you can save more cash.
52. Shopping items on sale.
If you just happen to be in a store because you have free time, and you found items that are on sale, then you might be tempted in acquiring them immediately. However, before you make a drastic move, try to think about whether you really need the item or not. Although the item may cost only half of its original price, you still should not buy it if you don’t really need it.
53. Your gym membership.
In order to have a healthier body, you may be visiting the gym on a regular basis. However, if your busy schedule prevents you from visiting it at least thrice a week, then you should cancel it. With your hectic schedule, you should workout at your own place from now on. Aside from saving more time, you can also save some money since you won’t have to deal with membership
fees.
54. Cut down your drinking habit.
Aside from the fact that drinking can cause negative effects to your health, it actually adds up on your monthly cost of living. If you are used to drinking a bottle or two of your favorite beer each night, you should cut it down to just a couple of beers only on weekends. By doing that, you are doing your body a favor, as well as your pocket.
55. Quit smoking.
Smoking is one of the leading causes of certain types of diseases all around the world. Aside from that, cigarettes also continue to become more and more expensive these days. Thus, you should find ways to quit it. When you quit smoking, you can lessen your risks to certain diseases, smell good, and save some money along the way.
56. Use the internet.
If you are in need of a new recipe, a new guide to playing the guitar, or a new manual for self-development, you no longer have to go to the bookstore and spend lots of cash for it. What you can do is to access websites for the information that you need. Aside from offering you informative articles about the topic you are interested in, you can also find lots of eBooks on the web that are for free.
57. Extended warranties.
Extended warranties are usually available for popular electronic devices. They are usually offered so that you would have a warranty that extends for more than just a year. Before you take advantage of it though, you should stop and think if you really need it. In most cases, a warranty for six to twelve months is already enough. Just make sure to choose an electronic device that is made in good quality, so that you won’t have to worry about extended warranties.
58. Eat lesser amounts of meat.
When you compare meat products to vegetables, they are more expensive, aside from the fact that they are often associated with fats. Thus, it is best to eat more vegetables instead. However, since you need meat for your source of protein, you should opt for chicken without its skin, since they are more affordable.
59. Eat in a slower pace.
When it comes to eating, you can save more money and lose weight by eating slower. This is because when you eat slow, you will have a tendency to eat less, since your stomach would take a certain time to send a message to your brain that it is already full. Thus, in eating slower, you won’t just enjoy a fitter you, but you can also enjoy more savings since you consume lesser amounts of foods.60. Bring your own lunch.
If you don’t have the time to go home and eat lunch, you should cook your own food and bring it with you. By doing this, you won’t have to spend lots of money in eating at restaurants or fast food chains. Aside from saving lots of money, you can also ensure that you stay in good health, since you would be the one to prepare it.61. Avoid the vending machine.
When you want a snack and you visit the vending machine for it, most likely, you would be paying a lot more for the foods that you eat, than if you were buying them from the grocery store. Therefore, the next time you purchase goods from the grocery, make sure to include your snack food items. By doing that, you can simply bring them with you, each time you report for work.62. Making a list for the grocery.
When you are shopping at a grocery store, chances are you would end up going over your budget if you won’t bring a list with you. Thus, it is a good idea to make a list of all the things that you really need. Aside from that though, make sure to take note of the prices of the grocery items, so that you already have an idea how much you are going to spend when you buy your groceries.63. Buying medicines.
In buying medicines, the factor that can affect their prices are their brands. Thus, if you want to save money, then you should stick to generic brands. These generic medicines are actually equally effective as its high end counterparts. Just take note of the name of the medicine prescribed by your doctor and not the brand, so that you can save some cash.64. Visiting the coffee shop.
If you simply love coffee and you often find yourself going to coffee shops for it, then you should learn how to brew your own coffee soon. There are lots of coffee making products available in the market today, which can allow you to make cups of delicious coffee in just a matter of minutes. Purchase one soon and you would be able to enjoy your favorite cup of coffee, without having to go out of your place and spending more money.65. Go with water.
When you are thirsty, whether you are at a movie theater or at the mall, you should skip soda, beer, or juice, and stick to water. This is because water is more affordable than the other drinking beverages, and in some places, it can even be offered for free. Aside from saving more money by drinking water, it can also help you stay fit, since it is not loaded with calories.
66. Collect reusable bags.
When you have a bunch of reusable bags at your place, then you can bring it with you when you buy your groceries. There are certain grocery stores these days, which can offer you discounts, tokens, or coupons, if you are going to being your own bag for your purchased goods. By doingthat, you won’t just be saving money, but you could also be saving the world by using lesser plastic bags.
67. Driving at nights.
Whenever you are driving at nights, you can actually save up some money by opening your car windows. By doing that, you would not have to tum on your air conditioner, and save up some gas in the process. With lesser gasoline consumed on a regular basis, you would be able to save more money.68. Make sure your tires are properly inflated.
Making sure that your tires are properly inflated can prolong its life and save you some money in the process. Aside from that, it can also ensure that handling your car would be easy. Moreover, when the tires are properly inflated, you can also be assured that your car’s fuel efficiency is at its maximum levels.69. Get your car checked regularly.
Having your car go through routine maintenance actually offers a lot of benefits to you. Aside from making sure that your car is in top condition, it could also prevent damages, which can cost you a lot of money. Just make sure to find a reliable mechanic, so that he won’t always tell you to replace something, just to make a quick buck.70. Free parking.
When you go around town, you may find that lots of places require payment for parking, especially those that are near certain landmarks. However, if you are patient enough, you should be able to find a place that offers free parking. You may have to walk a few blocks towards your destination for it, but it would be worth it, especially if you practice this regularly.71. Opting for a more basic insurance coverage.
To save up some money in terms of your insurance premiums, you can always tell your insurance provider to drop your collision and comprehensive coverage. This is a wise move, especially if your car is quite old. However, you need to be aware that dropping the said items from your declarations page would mean that you would be responsible for the cost of repairs to your own vehicle, whenever you are involved with an accident, in which you are the at-fault party.72. Choosing services you really need.
Each year, you should evaluate what services you really need and what services you don’t need. You should ask yourself whether you really need to have cable television, landline, magazine subscriptions, and such. Try to check which services you really need to have a decent way of living, and stick only with them. Drop the other ones you don’t need, so that you can save money.73. Play online games.
If you have an internet connection at your place, it is far better to play online games, instead of purchasing more video games for your gaming console. There are lots of online gaming sites today, which can offer you the kind of entertainment that you want for free. With that, you won’t have to pay for video games that are pretty expensive, which can help you save more money.74. Don’t use your dryer.
In washing your clothes, you may have gotten used to utilizing the dryer of your washing machine to dry your clothes up. However, if you want to save money, then you should line dry your clothes instead. This simply means getting yourself a clothesline or a rack where you can dry your clothes on. By doing that, you are lengthening the lifespan of your machine, aside from minimizing energy consumption.75. Tum off your electric stove earlier.
Whenever you are using your electric stove to cook a meal, you should make it a practice to tum it off earlier than usual. This is because the plate on your stove usually stays heated even when the power is turned off Thus, if you tum it off a few minutes early, then it can still continue to provide heat to your recipe.
Coming soon fourth part...
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